Tag Archives: auto accident

Can I Fight The Insurance Company Myself? Or Do I Really Need A Lawyer For My Car Accident?

Benefits of Hiring a San Antonio Injury Lawyer to Fight Against the Insurance Company

Unsuspecting injured individuals are taken advantage of by big insurance companies all too often. Insurance companies quickly settle claims to protect the interest of the company. They want to settle your claim and pay as little as possible. They are not interested in you—the injured party. Often the offers that they make are too low—but they are hoping that you will accept it because you want quick money and want to avoid the hassle of hiring an attorney or a trial. Most of the big insurance companies have shareholders to please after all.

Some claim adjusters are aggressive and try to use intimidation and hardball tactics on victims who are already emotionally compromised.

Sadly, it does happen a lot people are cheated out of what is rightfully theirs because they did not consult an attorney. What you don’t know can hurt you.

Things you should know

  • Insurance companies are interested in dollars not victims
  • Some adjusters use hardball tactics
  • You have rights and you can say no
  • You can hire an attorney to protect your interest

By hiring a personal injury lawyer in San Antonio Texas, you place a buffer between you and the insurance company. You now have someone who is your advocate. Your attorney is able to address your concerns pertaining to your claim and contend with the insurance companies.bmw car accident San Antonio Texas

When people decide to hire a personal injury layer one of the foremost questions in their mind is, “Do I have a valid claim?” People want to get to the bottom line—whether filing the claim is work the headache, the hassle and dealing with the red tape.

When an accident results in death or injuries are sustained the amount of money may not be as pressing as holding someone responsible. Even though money is necessary especially if costly, medical care is warranted.

There is no rule as to how much you will collect. If your injuries are severe, you may need extensive and long-term therapy. The lost wages, pain and suffering is life changing. Million dollar cases are usually involve permanent loss of a body function or brain damage or wrongful death of a loved one.

Sometimes individuals are rewarded large settlement amounts but the defendant does not have enough insurance to pay the full value. That is why it is important to obtain representation from an attorney who is well versed in finding additional assets that can be used to ensure you get the highest compensation possible.

Another question people ask is, “Should I settle or go to trial?” Trials are time consuming and expensive. Therefore, careful consideration should be exercised before heading to the courthouse. Can you get a larger settlement if you negotiate outside the court? Can the case be won at trial? Going to court could require expert witness testimonies, which are costly.

There is a strong possibility that you can receive more money in a short period if . . . your case is handled correctly. This is just one of the benefits, of hiring a San Antonio injury lawyer– your case will be handled correctly.

San Antonio Auto Accident Lawyer

An auto accident can be a terrible thing. It can total your car – leaving you without transportation – and do dreadful things to your body. Ask anyone who has been involved in a serious auto accident and he or she will probably tell you it was just about the worst thing that ever happened to them.

If you are involved in a serious auto accident, there are some very good reasons to hire a San Antonio auto accident lawyer.

Why an auto accident can be so horrific

Whether your car was struck from behind, head-on or T-boned, you can experience stresses, G forces and collisions with hard or sharp objects that your body was just not designed to withstand. It’s kind of like a rabbit being tossed around in a clothes dryer.

If you’re lucky, you might escape with some bruises and contusions. If you’re not so lucky, you could experience broken bones, a concussion, a skull fracture, broken neck or even a broken back.

Why you need a San Antonio auto accident lawyerSan Antonio auto accident lawyer can help with you're in a car accident

If you were injured and suffered only minor injuries, you may not need an attorney. However, if you suffered major injuries or if it was a complicated accident, you will need an auto accident lawyer to help you get all the compensation that is due you.

A car accident attorney will know how to build your case, how to negotiate with an insurance company to help you get the maximum amount of compensation and, if necessary, how to try the case in a court of law.

Different types of lawyers for different types of cases

Just as there are doctors who specialize in areas such as orthopedics or dermatology, there are attorneys who specialize in different areas of law. When you are the victim of an auto accident, you should make sure you get a San Antonio auto accident lawyer and not one who specializes in something like medical malpractice.

Insurance companies want to settle claims quickly and cheaply

If you are injured and the other party had insurance, you will be dealing not with the individual but with his or her insurance company. It is important to understand that insurance companies’ #1 objective is to settle your claim as quickly and as economically as possible. While this might be good for the company, it’s usually not good for you. Since you are probably not skilled at negotiating with an insurance company, it’s best to hire a San Antonio auto accident lawyer to represent you.

It doesn’t cost but it pays

Most auto accident lawyers work on what’s called a contingent fee basis or contingency and don’t charge a fee for an initial consultation. This means they take a percentage of whatever settlement they can win for you but you personally don’t have to pay anything out-of-pocket. So they start working on your case and do not make a dime until you win your case.

How much does a auto accident lawyer charge?

If your case is very complex or if you have suffered serious injuries, you will end up paying a higher percentage of your settlement. Lawyers’ contingency fees usually run 1/3rd of your settlement if your case can be settled without a trial and 40% if it goes to a trial. Some lawyers may charge a certain percentage fee even if the case does not go to court.

When you hire a San Antonio auto accident lawyer, make sure you understand how he or she charges or you may be seriously disappointed when you receive a settlement check that’s dramatically less than you had expected.